ACCOUNT LADDER

Where does the next dollar go: match, HSA, Roth, 401k, taxable?

GROSS SALARY ($)

CONTRIBUTION BUDGET (% OF GROSS)

EMPLOYER MATCH (%)

50 = 50 cents per dollar you put in

MATCH CAP (% OF SALARY)

AGE

HSA-ELIGIBLE HEALTH PLAN

High-deductible plan that allows an HSA

ROTH IRA ELIGIBLE

Turn off if your income is over the Roth limit

MARGINAL TAX RATE NOW (%)

MARGINAL TAX RATE IN RETIREMENT (%)

YEARS INVESTING

ANNUAL RETURN (%)

Fill in your salary and contribution budget (with valid values in every field) to build your ladder